The Mortgages by Pam Team
Your mortgage brokers for Calgary, Red Deer, Edmonton and surrounding areas
Bringing Homes to Life
I’m Pam Pikkert, your local mortgage broker serving Calgary, Alberta, and the surrounding areas. Buying a home is one of the biggest investments you’ll ever make, and having the right mortgage is key to protecting that investment. That’s where my team and I come in—we’re here to help you find the mortgage that best fits your needs.
As an Accredited Mortgage Professional, I understand the complexities of securing the right mortgage for a wide range of situations. With nearly 2 decades of experience, my track record speaks for itself:
- Community Votes Silver Winner (2023, 2024)
- Best of Red Deer (2017–2022)
- Chair of the Mortgage Broker Association (2022-2024)
- Five-time Canadian Mortgage Professional Magazine’s Woman of Influence
- Community Votes Platinum Winner (2021)
- Mortgage Alliance Broker of the Year (2020)
- Community Votes Gold Winner (2025)
- AMBA's Ryan Spence Volunteer Award
What We Can Help You With
We know firsthand that searching for a mortgage and securing approval can feel frustrating, confusing, and slow. Every situation is unique, and navigating the mortgage industry takes experience. That’s why we’re here—to be your voice and guide you toward a mortgage that truly works for you.
- Refinancing
- First Purchase
- Commercial Property
- Mortgage Renewal
- Reverse Mortgage
- Credit Issues
- Self Employed Individuals
Family Business
I’ve worked hard to help build a mortgage industry that is safe, welcoming, and prosperous. So when my daughter Rachel joined me in August 2024, it became one of the proudest milestones of my career. A newly licensed mortgage professional and recent first-time homebuyer herself, Rachel brings a fresh perspective to our team. Together, we combine my two decades of experience with her innovative approach, ensuring our clients receive expert guidance at every step of their mortgage journey.
Tech-Driven. People-Focused.
We use modern technology to streamline the process, but great service isn’t just about speed. We take the time to understand your goals, ensuring a mortgage experience that’s both efficient and personal.
Expert Advice at No Cost to You
No Hidden Fees:
Our services come at no cost to you in most cases. If a unique financing situation requires a fee, we’ll discuss it upfront—no surprises, no pressure.
How We’re Paid:
Lenders compensate us for connecting them with clients they wouldn’t otherwise reach. This doesn’t affect your mortgage rate, so you get expert guidance at no extra cost.
We work with trusted lenders to find the right mortgage for you.
Some of our trusted lenders:
See what our happy clients have to say!
Contact us today to discuss your mortgage needs with one of Calgary, Red Deer, and Edmonton's most experienced mortgage brokers. Whether you're a first-time homebuyer, renewing your mortgage, securing a commercial loan, refinancing, or simply looking for expert advice, we are here to help.