The Mortgages by Pam Team

Your mortgage brokers for Calgary, Red Deer, Edmonton and surrounding areas

Bringing Homes to Life

I’m Pam Pikkert, your local mortgage broker serving Calgary, Alberta, and the surrounding areas. Buying a home is one of the biggest investments you’ll ever make, and having the right mortgage is key to protecting that investment. That’s where my team and I come in—we’re here to help you find the mortgage that best fits your needs.

As an Accredited Mortgage Professional, I understand the complexities of securing the right mortgage for a wide range of situations. With nearly 2 decades of experience, my track record speaks for itself:

Community Votes Silver Winner (2023, 2024)
Best of Red Deer (2017–2022)
Chair of the Mortgage Broker Association (2022-2024)
Five-time Canadian Mortgage Professional Magazine’s Woman of Influence
Community Votes Platinum Winner (2021)
Mortgage Alliance Broker of the Year (2020)
Community Votes Gold Winner (2025)
AMBA's Ryan Spence Volunteer Award

What We Can Help You With

We know firsthand that searching for a mortgage and securing approval can feel frustrating, confusing, and slow. Every situation is unique, and navigating the mortgage industry takes experience. That’s why we’re here—to be your voice and guide you toward a mortgage that truly works for you.

Refinancing
First Purchase
Commercial Property
Mortgage Renewal
Reverse Mortgage
Credit Issues
Self Employed Individuals

Family Business

I’ve worked hard to help build a mortgage industry that is safe, welcoming, and prosperous. So when my daughter Rachel joined me in August 2024, it became one of the proudest milestones of my career. A newly licensed mortgage professional and recent first-time homebuyer herself, Rachel brings a fresh perspective to our team. Together, we combine my two decades of experience with her innovative approach, ensuring our clients receive expert guidance at every step of their mortgage journey.

Tech-Driven. People-Focused.

We use modern technology to streamline the process, but great service isn’t just about speed. We take the time to understand your goals, ensuring a mortgage experience that’s both efficient and personal.

Expert Advice at No Cost to You

No Hidden Fees:
Our services come at no cost to you in most cases. If a unique financing situation requires a fee, we’ll discuss it upfront—no surprises, no pressure.

How We’re Paid:
Lenders compensate us for connecting them with clients they wouldn’t otherwise reach. This doesn’t affect your mortgage rate, so you get expert guidance at no extra cost.

We work with trusted lenders to find the right mortgage for you.

Some of our trusted lenders:

See what our happy clients have to say!

      
   Pam Pikkert, Concourse Mortgage Group
   28 Google reviews 
  Write a review 
  
 
 
   
 
 
       Posted on Google  
   
   tshearer686 
 
 
 
 Trustindex verifies that the original source of the review is Google. We have used Pam for our mortgage needs and she is extremely hard working.  She also has tons of options and helps the whole way through.   Thanks!
  
 
      Posted on Google  
   
   Vanessa Ruppert 
 
 
 
 Trustindex verifies that the original source of the review is Google. Pam has been our mortgage broker for more than a decade, and she has consistently provided exceptional service. She’s incredibly knowledgeable, proactive, and always works hard to secure the best possible outcome. What really sets her apart is her communication — she keeps us informed every step of the way. We truly appreciate her dedication and wouldn’t hesitate to recommend her.
  
 
      Posted on Google  
   
   FXC Inspections 
 
 
 
 Trustindex verifies that the original source of the review is Google. Seamless experience!! I highly recommend using Pam . Very professional throughout the process 👏 👌
  
 
      Posted on Google  
   
   Kim Hoffman 
 
 
 
 Trustindex verifies that the original source of the review is Google. Pam is extremely knowledgeable and has so many borrowing options it would be hard to not be approved! Definitely would recommend giving her a call to see what your options are. Thanks Pam!
  
 
      Posted on Google  
   
   Terry Guhl 
 
 
 
 Trustindex verifies that the original source of the review is Google. Pam is always readily available to discuss our current mortgages and direct us according to our best interests.  We recently connected Pam with one of our younger tenants who was interested in purchasing one of our rentals.  She responded to him quickly, worked effortlessly to secure a lender and was able to help him get into his own very first home before the end of 2025.
  
 
      Posted on Google  
   
   Rob LeBlanc 
 
 
 
 Trustindex verifies that the original source of the review is Google. Pam is an outstanding mortgage broker who I highly recommend. We navigated a complex seller-financed transaction involving multiple parties, and Pam’s clear communication, attention to detail, and coordination were essential to getting the deal closed. The mortgage terms were right in line with what we were hoping for too. Thank you Pam for helping us get this one across the finish line!
  
 
      Posted on Google  
   
   Matthew Comeau 
 
 
 
 Trustindex verifies that the original source of the review is Google. We had an amazing experience with Rachel, she was great with communicating with us and was detailed in what she was asking for! She truly made this experience easy for us and was able to get it all done in the time crunch we had!
  
 
      Posted on Google  
   
   Tara McPherson 
 
 
 
 Trustindex verifies that the original source of the review is Google. I had Pam Pikkert take a look at my existing mortgage to help me make sense if it would be beneficial at all to renew my mortgage early at a lower rate. I was concerned due to the penalty fees my bank would charge me. She was happy to review my numbers and offer the honest advice I needed. I’ll definitely be using her services again in the future. 🤩🤩🤩

Contact us today to discuss your mortgage needs with one of Calgary, Red Deer, and Edmonton's most experienced mortgage brokers. Whether you're a first-time homebuyer, renewing your mortgage, securing a commercial loan, refinancing, or simply looking for expert advice, we are here to help.