Mortgages By Pam
Your mortgage broker for Calgary, Red Deer, Edmonton and surrounding areas
Bringing Homes to Life
I’m Pam Pikkert, your local mortgage broker serving Calgary, Alberta, and the surrounding areas. Buying a home is one of the biggest investments you’ll ever make, and having the right mortgage is key to protecting that investment. That’s where my team and I come in—we’re here to help you find the mortgage that best fits your needs.”
As an Accredited Mortgage Professional, I understand the complexities of securing the right mortgage for a wide range of situations. With nearly 2 decades of experience, my track record speaks for itself:
- Community Votes Silver Winner (2023, 2024)
- Best of Red Deer (2017–2022)
- Chair of the Mortgage Broker Association (2022-2024)
- Five-time Canadian Mortgage Professional Magazine’s Woman of Influence
- Community Votes Platinum Winner (2021)
- Mortgage Alliance Broker of the Year (2020)


What I Can Help You With
I know firsthand that searching for a mortgage and securing approval can feel frustrating, confusing, and slow. Every situation is unique, and navigating the mortgage industry takes experience. That’s why I’m here—to be your voice and guide you toward a mortgage that truly works for you.
- Refinancing
- First Purchase
- Commercial Property
- Mortgage Renewal
- Reverse Mortgage
- Credit Issues
- Self Employed Individuals
Family Business
I’ve worked hard to help build a mortgage industry that is safe, welcoming, and prosperous. So when my daughter Rachel joined me in August 2024, it became one of the proudest milestones of my career. A newly licensed mortgage professional and recent first-time homebuyer herself, Rachel brings a fresh perspective to our team. Together, we combine my two decades of experience with her innovative approach, ensuring our clients receive expert guidance at every step of their mortgage journey.


Tech-Driven. People-Focused.
We use modern technology to streamline the process, but great service isn’t just about speed. We take the time to understand your goals, ensuring a mortgage experience that’s both efficient and personal.
Expert Advice at No Cost to You
No Hidden Fees:
Our services come at no cost to you in most cases. If a unique financing situation requires a fee, we’ll discuss it upfront—no surprises, no pressure.
How We’re Paid:
Lenders compensate us for connecting them with clients they wouldn’t otherwise reach. This doesn’t affect your mortgage rate, so you get expert guidance at no extra cost.
We work with trusted lenders to find the right mortgage for you.
Some of our trusted lenders:












See what our happy clients have to say!
Andrea2025-01-28 I was given Pam's name after trying to work with another mortgage broker that stopped responding half way through the process and I am so glad I reach out to Pam. Not only did she make my purchase happen, she got me great rates, was patient with me getting all the documents she needed and asking questions and she referred me to a great realtor. Right from my first contact with her to the day I got possession she was amazing to work with. I can't recommend her enough! Shoreline Cleaning Ltd.2024-12-12 Pam is very knowledgable in all things mortgage. She is down to earth and great to chat with. She has so many options for so many different types of situations. If you are looking to get a mortgage, Pam is the best! Logan Brehmer2024-12-12 Pam and Rachel were a pleasure to work with and we will no doubt be working with them in the future. Pam sent a mortgage renewal reminder well before our mortgage was up which gave us notice and her time to research and recommend best options. She scheduled online meetings to fit our busy schedules and helped us navigate the difficult mortgage process with ease. She made a daunting process flexible and simple. Thanks Pam! Anuar Konoev2024-12-11 Pam Pikkert is an exceptional mortgage broker! When others couldn’t help, Pam came through with creative solutions that worked perfectly for us. Her expertise and dedication made the process smooth and stress-free. Highly recommend her to anyone looking for personalized, top-notch service! Kim Radomski2024-12-11 Pam and her team are AMAZING!!! Cant say enough good things about them! Vic De La Cruz2024-12-10 Pam Pikkert is the best mortgage broker you will need in your team to buy your first home, your second property, or just need home valuation or assessment of your capacity to buy. She delivers on time and will never leave you wondering what is happening as she is always available to reach out for questions as you work with her. When she says she promise to deliver expect it done 💯% Jason Walz2024-12-10 Pam is one of our must trusted partners we have. She is always professional, friendly and caring. She puts her clients needs first and gets them approved when others cant. We always recommend Pam if you are looking for a new mortgage or even a renewal. You wont regret it. Wendy Schultz2024-12-10 Pam Pikkert at The Place to Mortgage was an absolute delight to work with. She handled our mortgage requirements and any issues that came up with the lender with ease (self employed). We highly recommend Pam! Blake Radomski2024-12-06 Pam was awesome! She made our complicated situation/application so much easier and kept us in the loop the whole time. Thanks to her, we’re now in our dream home!
Contact me today to discuss your mortgage needs with one of Calgary, Red Deer, and Edmonton's most experienced mortgage brokers. Whether you're a first-time homebuyer, renewing your mortgage, securing a commercial loan, refinancing, or simply looking for expert advice, my team and I are here to help.