My Pre-Approval Guarantee
Getting pre-approved is a crucial first step before shopping for a new home. It gives you a clear understanding of your purchasing power, helping you stay within budget and focus on homes you can afford. A pre-approval also makes you a more attractive buyer, showing sellers that you’ve already proven your ability to secure financing.
How to Get Pre-Approved
To get pre-approved, you’ll need to:
- Fill out a mortgage application
- Provide all required documents
- Determine your down payment amount
Once I have these details, I’ll review your full financial picture, pull your credit report, and determine your pre-approval amount. At that point, I will issue you a pre-approval letter—giving you confidence while house hunting.
My Guarantee to You:
When I issue a pre-approval, it’s because you’ve supplied the information and I’ve done the work to ensure you qualify for financing. I stand by my pre-approvals, and I don’t make empty promises. That’s why I offer this guarantee:
If I issue you a pre-approval, I guarantee I will secure your mortgage financing. If, for any reason, I am unable to do so, I will personally pay you $500.*
This guarantee means you can shop for a home with confidence, knowing that your financing is solid. I take the pre-approval process seriously, ensuring that when you’re ready to make an offer, you’re in the best position possible to succeed.
Ready to take the first step? Let’s get you pre-approved today!
*Important Disclaimers
This guarantee is subject to the following conditions:
- No changes in financial picture – Your income, employment, debts, and credit must remain stable after pre-approval.
- Information accuracy – The pre-approval is based on the information and documents provided at the time of application. Any discrepancies may impact final approval.
- Full documentation provided upfront – All required documents must be submitted in full before pre-approval is issued.
- Property conditions – The home being purchased must meet lender requirements, including appraisal and overall condition.
- Default insurer approval – If mortgage default insurance is required, final approval is subject to insurer acceptance.
- Owner occupied properties only
Contact me today to discuss your mortgage needs with one of Calgary, Red Deer, and Edmonton's most experienced mortgage brokers. Whether you're a first-time homebuyer, renewing your mortgage, securing a commercial loan, refinancing, or simply looking for expert advice, my team and I are here to help.